Your roadmap to successful home purchase…

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This package should answer the question, “What steps are involved in purchasing a home?” In addition, it will explain the services that I provide as your partner in this process. I take pride in my professional approach to finding you a home and providing exceptional customer service to my clients. 

 

What to Expect When We First Get Together

Our goals for the first meeting are to understand your home buying needs, review the content of this package, and explain my services to you in details.  

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We will cover following topics: 

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• Finding a Great Home

• How to Get Pre-approved for a Mortgage 

• Homeowner’s insurance 

• New Home Warranties and Residential Service Contracts (Existing Homes) 

• The Buyer’s Representation Agreement

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Overview

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This part will give you an overview of all the steps of the homebuying process. 

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1. Find a Real Estate Consultant 

Find a realtor that is easy to work with and trustworthy. Professionalism and preparedness should greatly influence your decision. Once you have found your realtor, we recommend signing a Buyer’s Representation Agreement. If guarantees that your interests are protected throughout the entire process of buying your home. 

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2.   A. Begin Loan Approval Process 

Meet with mortgage lender or broker you feel comfortable with to get pre-approved. I can also provide a list of lenders and brokers that have provided excellent services to my clients in the past. Obtain pre-approval letter so it will save time in home search and improve your negotiation position with home sellers. 

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      B. Look for Your Perfect Home 

 Start by deciding which neighborhoods you want to live in and whether you want a new or existing home. Here is where I can match your needs to the right home. If we work together, you should find your dream home in the first 8 to 12 house I show you. 

I am happy to provide you with neighborhood profiles or preview areas and homes to save you time. 

 

3.   Make an Offer 

When you find your dream home, we should present a competitive offer immediately. I will represent you during contract negotiations. I will advocate for you and ensure the terms of the contract in your best interest. This process may include one or several counteroffers to ensure a win-win deal. 

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4.  Sign the Contract 

We go “Under Contract” after both parties sign Purchase and Sales Agreement that we negotiated in step 3. At this time, you will provide “earnest money” check to show your serious intent which will be kept safe with Keller Williams Atlanta North brokerage firm. 

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5.  Inspection, Repairs and Home Insurance 

Inspections are performed to ensure the property is perfect for you. Contract details such as repairs are further negotiated.  During this time, we will arrange home insurance for your new home. Your title insurance company will provide a commitment for Title Insurance for you to review. 

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6.  Transfer the Funds 

You will receive final amount few days before the closing in the “Closing Disclosure” from the lender. It will include break down of all the associated costs and investments. At this point, you will wire this amount by following the instructions closing attorney has provided. Be Aware of Wire Fraud. Verify the amount and account number by double checking with the closing attorney. 

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7.  Go to Closing 

The closing attorney will go over all the important documents and you will get the keys to 🏡Your New Home 🏡

 

**Congratulations on Purchasing Your New Home!!**

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